This Fund  designed by HDB to support SMEs in our country, offering them not only the necessary liquidity and capital for investments, but also the opportunity to reduce their financing costs. The zero guarantee fee, the grace period and the interest rate subsidy make financing more accessible, while the revolving credit provides the flexibility that SMEs need to respond to the constantly changing needs of the market. In addition, investment and special purpose working capital loans enable SMEs to implement their strategic investments, expand and strengthen their competitiveness.